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Journal of Service Research, Vol. 2, No. 2, 200-218 (1999)
DOI: 10.1177/109467059922007

The Service Provider Switching Model (SPSM)

A Model of Consumer Switching Behavior in the Services Industry

Harvir S. Bansal

University of New Brunswick

Shirley F. Taylor

Queen’s University

Building on Keaveney’s work and using related studies from the disciplines of marketing and psychology, a model of service provider switching was developed. It was empirically examined using structural equation modeling with data from customers of mortgage services of various Canadian financial institutions. Factors deemed responsible for switching behavior, along with switching intentions, were measured from mortgage customers. Self-reports of their actual behavior were also collected via telephone.


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